For Parents Are JOs really done with gymnastics after senior year of high school

profmom

Well-Known Member
Proud Parent
Nov 18, 2011
9,459
Region 7
Country
USA
Just want to put in another plug for NAIGC. Not only is it a great way to continue gymnastics, it also provides a good opportunity for a new college student to connect to a group of people with a lot in common. My DD can't wait to get back to her club team in the fall.
 

Mrsboots87

New Member
Proud Parent
May 31, 2018
16
33
Country
USA
Gyms in the US buy liability insurance on the private market, and insurers charge higher premiums to gyms that allow adults because claims for injuries are expected to be either more frequent or more expensive.

A lot of the cost has to do with the way health insurance works. If an injury can be blamed on the gym, the gym’s liability insurer and not the injured person’s health insurer has to pay the costs of treating the injury. (When there is a health insurance claim for what appears to be an accidental injury, the health insurance company contacts the patient to demand information about the incident and any potential sources of cost recovery. Our family has received several of these inquiries after fractures, etc.) In many cases this results in much higher health care costs, as the liability insurer does not have discounted rate agreements with health care providers the way a health insurer does.


Is this maybe different state to state? My daughter broke her arm at gym falling from high bar. We let the Dr know how the fracture happened. We used our insurance. We never gave which gym the injury occurred at. My insurance paid it and we never heard a peep asking about which gym she injured herself at and such. We also signed a waiver to be i. The gym stating the gym is not responsible for injuries that occur during regular practice ( baring neglect or intentional things I would imagine). So I don’t see how gym liability insurance would be affected country wide.
 

bogwoppit

Former Admin
Gold Membership
Former Gymnast
Feb 26, 2007
16,825
Country
Canada
Is this maybe different state to state? My daughter broke her arm at gym falling from high bar. We let the Dr know how the fracture happened. We used our insurance. We never gave which gym the injury occurred at. My insurance paid it and we never heard a peep asking about which gym she injured herself at and such. We also signed a waiver to be i. The gym stating the gym is not responsible for injuries that occur during regular practice ( baring neglect or intentional things I would imagine). So I don’t see how gym liability insurance would be affected country wide.


I am sure gyms have to keep a record of injuries, and declare them.