Do you homeschool? If not, finding out the Upper Level Practice schedule at each gym would be helpful. Some gyms only have daytime practice at the uppper levels. The amount of training hours would be important to me. A lot can be accomplished in fewer hours with the right coach!
We do have a fair amount of home equipment, but it was needed over Covid shutdown Now it rarely gets used.
I would recommend spending the money you would use on equipment on private lessons for more gym time. Or fun open gyms if her coach allows that. Home equipment is very fun at first, but...