It is a long shot for even a 14 year old level 10. No one knows what the future will bring (injury, fear, etc). A very small percentage of Level 10's get Div 1 College scholarships, and even smaller percentages for beyond (Elite, Olympics, whatever you consider beyond). Is it too late for her to dream big? In my opinion - NO! Let her dream, and work hard. There is still time to improve, get to higher levels. The pursuit of a dream is a success in and of itself - so many lessons to be learned. A supportive coach and gym can do a lot - make sure she communicates her dreams to her coaches as well! Good Luck!