Raenndrops, that makes you quite unusual. Heck, most traditional (starting college right after high school) students don't even know for sure what they want to do when they are in their first year or two of college! It's a good thing for the overwhelming majority of kids going right into college after high school that they are making the decision about where to go during their senior year.
Fortunately, as long as your child goes to a comprehensive college or university with a strong liberal arts environment, s/he should be able to get a well rounded education that will enable her/him to go into the next stage in life well prepared, no matter what it may be. And regardless of whether they get scholarships or not, gymnasts tend to be pretty organized, motivated, and willing to take a few risks, so they are likely to get more out of college than your average bear. The real risk, IMHO, is focusing or specializing too early on career aspirations. Your college students should keep themselves open to exploring a variety of paths that may suit them well in the long run, not preparing narrowly for one thing that may or may not end up being right for them. If you encourage them to go to schools that have a decent range of excellent offerings in the broadly defined areas that interest them PLUS a strong liberal arts program, they should be fine.
I agree with the consensus that this is pretty silly and that the NCAA should change its rules, but I don't think it means that people with "slowpoke" girls who don't make it to L10 until they are a little older should freak out. The key question is whether you are at a gym that has a track record of getting girls onto college teams. DD's gym, for instance, does not play the early recruit game. They've been known to hide their 12 and 13 year olds when college reps are around to look at the older girls. But guess what? We get the big announcements and the signing ceremonies too -- but more when the girls are juniors or early in their senior years, as it should be.