Every choreographer my gymnasts (and their teammates and others I know) have worked with over the last 15 years have only taken up to 2 hours to create a routine, including college choreographers and elite choreographers. Most of them make them up as they go in real time, they don’t usually prepare them ahead of time. Beam takes about an hour. I know it also depends where you live, but it Seems some of these people are really taking advantage and padding the price. But to the OP, just start putting some money aside to pay for these things that you know are coming up. You CAN get great music for &50-$75 and you CAN get GREAT routines for $350-$500.