If you are going to go shopping for xcel programs, which I think is a great idea, make sure to ask lots of questions. XCEL is a great program and growing very fast. In our area JO numbers are dropping and several gyms have switched to XCEL only. At our local meets the XCEL sessions are packed and they are starting to have to combine the upper levels session. The landscape is definitely shifting.
My dd is a sophmore and going into her third year of level 10. She was very driven at six years old. If you look at the group she started with, only a couple are still doing gym, all are level 10s and all were very driven even at six years old. It takes an incredible amount of drive and passion and commitment (And HUGE family sacrifice) to get to the highest levels of this sport. With that said, every gymnast has their own path and goals and the journey is different for all of them and there are more individual stories and exceptions that we can count. But, I will say that if you are balking at hours and costs now and you aren’t sure she loves it that much then looking for a good xcel program is a great choice.
The reason I say to ask lots of questions is that XCEL is different at almost every gym. Also, really dig, push them and make them give you examples, especially if you are looking for the possibility to move to JO later. That absolutely can happen and I think does all the time, but not every program will be willing to do that and some will even say it would be a possibility for the right kid but that doesn’t necessarily mean that it happens regularly or ever has happened before.
We have been at several gyms (oh the joys of the roller coaster that is gymnastics

and at each, XCEL looked quite different. At one, XCEL was mostly kids that moved out of JO and wanted to keep doing year round gym so they could either now or some day compete for their high schools. At a gym one of my daughters friend’s goes to, XCEL is treated as the bottom of the barrel and it was always very clear they were less than JO team, including making them workout on the rec side of the gym. At another gym we were at, the XCEL program was excellent. The girls were trained in proper form and conditioned well and really had some beautiful gymnastics. This was a gym where only the cream of the crop made the JO team and there was zero movement back and forth. Many of the XCEL gymnasts on this team could have easily done JO on a different team. And now we are at a club where the XCEL program is really very good and there is actually quite a bit of movement back and forth. In fact two years ago a girl moved to XCEL from JO and now this year is coming back. It all depends on the program and the owners and the coaches. Just lots of reasons to ask lots of questions.
Good luck in making your decisions!